do you know about a quit claim deed 4

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Do you know about a quit claim deed

The quit claim deed is not as some might call it, a quick claim deed. It is instead a legal property process where one party in essence quits his or her interest in a parcel of real property. It is a simple process, but the effect is very far reaching because if you sign this legal instrument you relinquish all rights to the real property in question.
So do not sign this type of deed without consulting a real property lawyer. You might of course already have decided to give up property rights on your property.
If so, depending on the area you live, you first should call a title company in your area. Look on the internet or in your phone directory.
They can arrange the entire process for you; they will have all the documents you need to sign and have a notary public available to witness your signing. There is a small fee involved and you will have to also pay for the notary public.
One common reason people go through this legal procedure is because of divorce. If the people who were once married own a piece of property as joint tenants and one wants to sign off his or her rights to the property, he or she will use a quit claim deed. In some cases one party will pay the party who is quit claiming the land. The amount the person who is quit claiming receives depends on how much the parties agree is the fair price of that person's interest in the land.
This type of deed transfer has been in the news lately because of the foreclosure crisis. There have been people who are taking advantage of people who are facing foreclosure. The people who practice dishonest methods persuade people to sign over their homes convincing them that by doing this the homeowner will avoid foreclosure.
The problem however is that the homeowner is still liable to the lender who financed their home purchase. This is because even if you turn the property over to someone, this does not extinguish the original loan on the property.
The person who convinced the homeowner to sign the property over sells the property. He takes all of the equity in the house and leaves the original home owner with no home and a large debt to the original owner. This is why if you are facing foreclosure, you have to be careful before signing any documents.
Make sure you consult with a real estate lawyer before any land agreements. You can also call your local consumer affairs department and find out more information about deeding your property when you are facing foreclosure. You might be in a situation where you owe more money on your property than what you can sell it for in today's market.
This is what is known as being under water. But realize that simply signing the deed over to someone will not necessarily relieve you of your financial obligation to the original lender. Do not let anyone convince you that a quit claim deed in the answer.

Real Stories

	Now that e-cigarettes have been on the market a while, people are starting to report their ‘anniversaries’ of tobacco-free living.

	Thanks to the internet, he could use the support system available through e-cigarette forums for encouragement and now he can celebrate one year without ‘lighting up.

	Although the goal was not originally to quit smoking, it turns out that she is greatly encouraged about her ability have a nicotine-free life in the very near future.

	One man reports he is taking ‘baby steps’ toward his addiction, but is thrilled to report that after just 2 months using e-cigarettes, he has quit tobacco.